Consumer Proposal and Homeownership

A consumer proposal is a structured financial agreement intended to help you pay down debt within a set term. It is similar to bankruptcy, but rather than liquidating assets to pay debt, you reach an agreement with your creditors to pay within 5 years. Unlike bankruptcy, a consumer proposal is only on your credit report for 3 years (as opposed to 7 years). 

Unsurprisingly, prospective homebuyers with consumer proposals often struggle to qualify for a mortgage. Thankfully, our Rent to Home Solution can guide you towards homeownership after a consumer proposal. 

Can I Own a Home If I Entered into a Consumer Proposal? 

Yes! We believe everyone deserves a fresh start, and our Rent to Home Solution is designed to help you build positive credit and savings so that you can qualify for a mortgage and achieve your dreams of homeownership. We’ll provide you with everything you need to get started, and we’ll be with you every step of the way to ensure your success. 

The Benefits of Rent-to-Own 

If you’ve entered into a consumer proposal, you may feel that your homebuying goals are out of reach, especially if you’ve applied for a mortgage and have been rejected. Our Rent to Home Solution is built to help you pave the way for both homeownership and a brighter, more positive financial future. 

Our 4-step process allows you to find the home you’ve always wanted and move in right away. We’ll purchase the property of your choice so that you can live in your home as a tenant, all while building equity, positive credit and saving for your future down payment. Our proven program that has allowed countless clients to own their homes faster. 

How We Can Help

When you enter into a Rent-to-own agreement with us, you’ll receive more than just the ability to rent your home from us. We aren’t a landlord that will simply collect your rent each month and leave you high and dry, unsure how to secure your future in your new home. 

Instead, we provide you with expert advice and professional guidance during every step of the process, from start to finish. We’ll connect you with experienced realtors, mortgage brokers, and financial advisors that will work closely with you to create a financial plan that suits your unique circumstances and ensures a brighter financial future for you and your family. With our help, you’ll save money for your down payment, build a positive credit score, and qualify for a mortgage in just 3 years. 

Don’t allow a consumer proposal to hold you back! Our Rent to Home Solution can help you move forward with confidence, with a deed in your name and more money in your pocket. 

Overcome Financial Challenges to Owning Your Home with JAAG Properties 

Your financial future is in your hands! Don’t allow bankruptcy or a consumer proposal to deter you from achieving your dreams of homeownership. Our Rent to Home Solution was designed with clients like you in mind, and we’ve helped countless prospective homeowners reach their goals sooner. Apply online today or contact us for more information on how we can help you overcome financial challenges, create a positive financial future, and own your dream home faster!